Qinetic, the platform designed and developed for credit
Personal and special purpose loans, salary-backed loans, cards, mortgages, leasing and peer-to-peer lending are the financial products that can be managed through QINETIC, a solution that has already been successfully adopted by banks and financial companies that are part of Quid’s customer base. The platform is customisable as the customer can choose the features to be included, configure existing processes and modules and provide the necessary specifications for the graphic design.
Why choose Qinetic:
One management process encompassing many products
All of Qinetic’s ‘core’ processes can therefore be quickly replicated and adapted to the specific needs of the customer and integrated with corporate procedures where necessary, without the need to develop integrations from scratch or overturn the platform logic. Qinetic is therefore a complete management system as well as an evolutionary tool that follows the customer in its development efforts without imposing special constraints.
Task-oriented graphical user interface compatible with any browser and operating system
Questionnaires (AML, KYC...)
Dynamic process, step-by-step activity
Adapts customer management experience to the individual channel/market/product
Dynamic Application Form
Activity sorter on work queues
Decision-making engine. Flexibility and dynamism for decision-making and business rule writing
Advanced pricing system. Financial calculation engine always available
Image analysis and recognition. OCR technology for automatic document recognition and data mining
Form management. Management of corporate forms, featuring dynamic content and maintained according to Adobe standards
Dynamic document collection engine. Automatic checklist to identify the necessary documents according to the case
Document Archive. Automatic collection, storage and distribution of information
FIRMA DIGITALE, PSD2, KYC
per facilitare, informare e conoscere il Cliente finale
Consistent and flexible architecture
Thanks to its architectural flexibility, Qinetic is to be viewed as a platform on which to incrementally build one’s business, bearing in mind that it will always be possible to add, evolve and replace one of the building blocks without causing any damage and with limited investment.
Qinetic communicates with external applications – whether they are customer or third-party applications, such as consortium databases, etc. – through structured and documented APIs according to the latest market standards. Smart communication is also the way in which Qinetic different modules relate to each other and transmit information and events to be processed.
Communication is established in compliance with security standards regarding access to information and transfer of data, which are stored in relational and non-relational databases, both at the customer’s premises (i.e., in house) and in the cloud (Azure, Amazon, IBM).